10
Articles
5
Chapters
CBUAE
Issuing authority
2025
Effective since
AI
Cited answers from article text
Federal Decree-Law No. (6) of 2025 is one of the rulebooks issued by the Central Bank of the UAE. For compliance officers, legal teams, and advisors working under this regime, finding the right article quickly matters. Lexara indexes the full text of UAE FDL6 — Islamic Finance and makes it searchable two ways: full-text and keyword search for rapid lookup, and AI Explorer for natural-language questions answered with citations to the exact article.
10 articles in 5 chapters, each with a plain-English summary by Arakan. The full text of every article is in the Laws Browser.
Article 24(4)
Islamic Financial Institutions must bear all costs of the Higher Shari'ah Authority, including member remuneration, allowances and expenses, per the Central Bank-approved charter.
Article 24(8)
Resolutions and fatwas of the Higher Shari'ah Authority are binding on Internal Shari'ah Supervisory Committees, Islamic Financial Institutions, and entities that sought its opinion, resolutions or fatwas.
Article 24(9)
Islamic financial institutions must bear the expenses of special examinations or Shari'ah audits ordered by the Higher Shari'ah Authority, per Central Bank terms.
Article 74(3)-(4)
Islamic Financial Institutions must not conduct activities that breach Shari'ah rules and principles set by the Higher Shari'ah Authority, and are compliant only when following its resolutions and standards.
Article 75(1)-(2)
Each Islamic financial institution must establish an independent Internal Shari'ah Supervision Committee of qualified specialists to supervise and approve its business, products, contracts and documents for Shari'ah compliance.
Article 75(4)
The general assembly appoints and dismisses Internal Shari'ah Supervision Committee members per Higher Shari'ah Authority standards, submitting member names and any dissolution to the Authority for approval first.
Article 75(5)
Internal Shari'ah Supervision Committee members are barred from executive roles, out-of-scope services to the institution, and holding its shares, including through relatives up to second degree.
Article 75(7)
Each Islamic Financial Institution must establish independent internal Shari'ah control and internal Shari'ah audit divisions, headed by persons approved by the board after committee and Higher Shari'ah Authority approval.
Article 76(1)-(3)
The Internal Shari'ah Supervisory Committee must prepare an annual Shari'ah compliance report using the Higher Shari'ah Authority's template and obtain its approval before presenting it to the general assembly.
Article 77
Islamic financial institutions found, per Higher Shari'ah Authority rulings, to have breached Shari'ah rules face sanctions set by the Central Bank after consulting that Authority.
UAE FDL6 — Islamic Finance's 20 indexed articles break down by obligation type as follows.
Compliance — 14 articles
Legal — 4 articles
Finance — 2 articles
UAE FDL6 — Islamic Finance spans the following regulatory topics, as tagged by Lexara.
cbuae
fdl6
islamic finance
sharia
takaful
murabaha
sukuk
islamic banking
lfi
2025
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What is Federal Decree-Law No. (6) of 2025?
Federal Decree-Law No. (6) of 2025 is issued by the Central Bank of the UAE and has applied since 1 January 2025. It has 10 articles across 5 chapters.
What does UAE FDL6 — Islamic Finance cover?
It is organised into: Article 24: Establishment and Powers of the Higher Shari’ah Authority; Article 74: Scope of Activity of Islamic Financial Institutions; Article 75: Internal Shari’ah Supervision; Article 76: Report of the Internal Shari’ah Supervision Committee; Article 77: Contravention of Islamic Shari’ah Provisions.
Who issues UAE FDL6 — Islamic Finance?
The Central Bank of the UAE. Always check the authority's official publication for the binding text.
Can I search UAE FDL6 — Islamic Finance and ask questions about it?
Yes. Lexara searches the full text of all 10 articles and answers plain-English questions with a citation to the exact article.
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Arakan Lexara Weekly
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