12
Articles
7
Chapters
CBUAE
Issuing authority
2025
Effective since
AI
Cited answers from article text
Federal Decree-Law No. (6) of 2025 is one of the rulebooks issued by the Central Bank of the UAE. For compliance officers, legal teams, and advisors working under this regime, finding the right article quickly matters. Lexara indexes the full text of UAE FDL6 — Resolution and Customer Protection and makes it searchable two ways: full-text and keyword search for rapid lookup, and AI Explorer for natural-language questions answered with citations to the exact article.
12 articles in 7 chapters, each with a plain-English summary by Arakan. The full text of every article is in the Laws Browser.
Article 142(1)
A Licensed Financial Institution at risk of breaching capital or liquidity requirements through rapid deterioration must implement Central Bank-required early intervention measures.
Article 143(7)
Licensed financial institutions placed under central bank resolution, along with their group entities, directors and staff, must comply with all resolution measures and requirements the Central Bank issues.
Article 147(1)-(4)
Licensed Financial Institutions must keep customer data and transaction information confidential, not disclose it to third parties without consent, and maintain this duty after the relationship ends.
Article 147(6)(c)-(d)
Licensed Financial Institutions must issue beneficiaries a certificate stating reasons for declining to cash a cheque, and a partial payment certificate where payment is less than face value.
Article 148(3)
Banks and insurance companies must process customer complaints and claims under contractual terms and applicable law, decide each one, and give written reasons when rejecting them in whole or part.
Article 148(11)
Licensed Financial Institutions must not charge compound interest, meaning interest on accrued interest, on customer facilities, and must follow Central Bank rules and controls on this.
Article 149(1)
Licensed Financial Institutions must establish effective fraud prevention and detection systems to protect customers from unauthorized transactions and identity theft.
Article 149(3)
A Licensed Financial Institution must promptly notify affected customers of security breaches or fraud incidents and immediately take corrective action to mitigate resulting damage.
Article 149(5)
Licensed Financial Institutions must fully cooperate with Central Bank fraud investigations and implement prescribed fraud prevention measures within deadlines set by the Central Bank.
Article 149(7)
Licensed Financial Institutions must provide clear, transparent and easily accessible information on fees, terms and risks of their products and services so customers can make informed decisions.
Article 150(1)-(2)
Licensed Financial Institutions must obtain and maintain guarantees matching the customer's income and facility size for credit granted to individuals and sole proprietorships, or related claims become inadmissible.
Article 151(2)
A Licensed Financial Institution must pay any levy or surcharge the Central Bank imposes to fund specialised funds protecting depositors, insured persons, beneficiaries or stressed institutions.
UAE FDL6 — Resolution and Customer Protection's 23 indexed articles break down by obligation type as follows.
Information Security — 6 articles
Compliance — 6 articles
Risk Management — 4 articles
Finance — 3 articles
Legal — 2 articles
Operations — 2 articles
UAE FDL6 — Resolution and Customer Protection spans the following regulatory topics, as tagged by Lexara.
cbuae
fdl6
resolution
customer protection
consumer rights
deposit protection
recovery
winding up
lfi
2025
Instead of reading through UAE FDL6 — Resolution and Customer Protection article by article, Lexara's AI Explorer lets you ask a question in plain English and get a cited answer — with the specific article referenced.
Ask in plain English — no need to know the article number in advance
Every answer cites the specific article it draws from, with a direct link
Responses include the relevant article text, not just a paraphrase
Cross-reference UAE FDL6 — Resolution and Customer Protection against other Central Bank of the UAE rulebooks in a single query
How Lexara works
Laws Browser
Browse the full article corpus for any UAE authority. Filter by law, chapter, or topic tag.
Full-text search
Keyword and semantic search across 7,000+ indexed articles from 20+ UAE regulators.
AI Explorer
Ask a regulatory question in plain English. Get a cited answer grounded in the actual statutory text.
Trigger layer
Structured deadline data per article — event type, offset, recurrence. No manual calendar parsing.
What is Federal Decree-Law No. (6) of 2025?
Federal Decree-Law No. (6) of 2025 is issued by the Central Bank of the UAE and has applied since 1 January 2025. It has 12 articles across 7 chapters.
What does UAE FDL6 — Resolution and Customer Protection cover?
It is organised into: Article 142: Early Intervention; Article 143: Resolution Powers; Article 147: Confidentiality of Data and Information; Article 148: Protection of Customers of Licensed Financial Institutions; Article 149: Fraud Prevention; Article 150: Credit Facilities Guarantees; Article 151: Establishment of Specialized Funds.
Who issues UAE FDL6 — Resolution and Customer Protection?
The Central Bank of the UAE. Always check the authority's official publication for the binding text.
Can I search UAE FDL6 — Resolution and Customer Protection and ask questions about it?
Yes. Lexara searches the full text of all 12 articles and answers plain-English questions with a citation to the exact article.
Leave your details and a compliance adviser who works with UAE FDL6 — Resolution and Customer Protection will call you back. There's no charge to ask.
Arakan Lexara Weekly
Key developments and what they mean, what firms are asked to do, and the deadlines coming up — from the DFSA, FSRA, VARA, CBUAE, FTA and more. Read the latest