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Central Bank of the UAE · Rulebook
CBUAE Large Exposures Regulation

Central Bank of the UAEchapter by chapter

Large Exposures Regulation (C 1/2023). Every article with a plain-English summary, and answers to your questions cited to the exact article.

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13

Articles

1

Chapters

CBUAE

Issuing authority

AI

Cited answers from article text

Central Bank of the UAE is one of the rulebooks issued by the Central Bank of the UAE. For compliance officers, legal teams, and advisors working under this regime, finding the right article quickly matters. Lexara indexes the full text of CBUAE Large Exposures Regulation and makes it searchable two ways: full-text and keyword search for rapid lookup, and AI Explorer for natural-language questions answered with citations to the exact article.

CBUAE Large Exposures Regulation contents

13 articles in 1 chapters, each with a plain-English summary by Arakan. The full text of every article is in the Laws Browser.

Large Exposures Regulation

13 articles
  1. Article 2-3.1Large Exposure Definition and Limit

    Counterparties with exposures of 10% or more of Tier 1 capital are deemed large exposures, limited to 25% of Tier 1 capital overall.

  2. Article 3.5-3.7, 17.5Breach Notification and Capital Deduction

    Any breaches of large exposure limits must be reported to the Central Bank immediately, and Tier 1 capital is deducted unless waived by the Central Bank.

  3. Article 4Connected Counterparties

    Counterparties are considered connected if control exceeds 50% or economic interdependence exists, requiring assessment of exposure over 5% of Tier 1 capital.

  4. Article 5Large Exposure Reporting

    Banks must report large exposures to the Central Bank, including exposures of 10% or more of Tier 1 capital, the 20 largest exposures, related-party limited exposures, and breakdowns by sector, country and currency.

  5. Article 6-11Exposure Measurement and Credit Risk Mitigation

    Banks must measure exposures including all on- and off-balance sheet items, applying minimum credit conversion factors without netting between banking and trading books.

  6. Article 12Sovereign and Public Sector Entity Limits

    Sets Central Bank large exposure limits for sovereign and public sector entities: aggregate exposure to Emirates Governments capped at 150% of Tier 1 capital, with separate individual and aggregate caps for commercial government entities.

  7. Article 13Interbank and Foreign Branch Exposure

    Intraday interbank exposures are exempt from large exposure limits, and a UAE bank's aggregate exposure to foreign branches requiring local capital must not exceed 30% of Tier 1 capital.

  8. Article 14-15Covered Bonds, Funds and Structures

    Large exposures rules set covered bond risk weights and require looking through fund and securitisation exposures at or above 0.25% of Tier 1, assigning unidentifiable exposures to the Unknown Client and grouping connected counterparties.

  9. Article 16Central Counterparty Exposures

    Exposures to Qualifying Central Counterparties are exempt from limits; other exposures are capped, with specified values for margins and equity stakes.

  10. Article 17.1-17.4, 17.6-17.7Concentration Risk Governance

    Banks must monitor concentration risk bank-wide, set risk appetite thresholds, report material concentrations and breaches to the Board, stress test them, and include them in ICAAP and ILAAP.

  11. Article 17.8-17.10Large Exposure Approval

    Banks must obtain Board or designated Board committee approval before granting new large exposures, inform the Board immediately when existing exposures become large, and increase monitoring of large exposures across all risk types.

  12. Article 18Related Party Exposure Limits

    Banks must limit related party exposures, capping shareholders holding 5% or more of capital at 20% of Tier 1 individually and 50% aggregate, and prohibiting exposures to external auditors.

  13. Article 19Foreign Bank Branch Limits

    Foreign bank branches must keep large exposures within the lower of 250% of Branch Capital or 25% of entity capital, with head-office exposure capped at 30% funded, 300% unfunded.

What CBUAE Large Exposures Regulation covers

CBUAE Large Exposures Regulation's 26 indexed articles break down by obligation type as follows.

Credit Risk / Finance — 18 articles

Credit Risk — 2 articles

Regulatory Reporting — 2 articles

Risk — 2 articles

Credit — 2 articles

Topics covered

CBUAE Large Exposures Regulation spans the following regulatory topics, as tagged by Lexara.

cbuae

banks

prudential

large exposures

AI Explorer: ask a question about CBUAE Large Exposures Regulation

Instead of reading through CBUAE Large Exposures Regulation article by article, Lexara's AI Explorer lets you ask a question in plain English and get a cited answer — with the specific article referenced.

Ask in plain English — no need to know the article number in advance

Every answer cites the specific article it draws from, with a direct link

Responses include the relevant article text, not just a paraphrase

Cross-reference CBUAE Large Exposures Regulation against other Central Bank of the UAE rulebooks in a single query

How Lexara works

Laws Browser

Browse the full article corpus for any UAE authority. Filter by law, chapter, or topic tag.

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Keyword and semantic search across 7,000+ indexed articles from 20+ UAE regulators.

AI Explorer

Ask a regulatory question in plain English. Get a cited answer grounded in the actual statutory text.

Trigger layer

Structured deadline data per article — event type, offset, recurrence. No manual calendar parsing.

Common questions

What is Central Bank of the UAE?

Central Bank of the UAE is issued by the Central Bank of the UAE. It has 13 articles across 1 chapters.

What does CBUAE Large Exposures Regulation cover?

It is organised into: Large Exposures Regulation.

Who issues CBUAE Large Exposures Regulation?

The Central Bank of the UAE. Always check the authority's official publication for the binding text.

Can I search CBUAE Large Exposures Regulation and ask questions about it?

Yes. Lexara searches the full text of all 13 articles and answers plain-English questions with a citation to the exact article.

Source and use

Laws and regulations are issued and published by the relevant UAE authorities; always rely on the official text. Summaries on this page are for information only and are not legal advice.

The selection, arrangement and summaries of this library are Arakan's own work and are protected under UAE Federal Decree-Law No. 38 of 2021 on Copyright and Neighbouring Rights. Automated scraping, bulk copying or republishing of this content without Arakan's written permission is prohibited and may be an offence under UAE Federal Decree-Law No. 34 of 2021 on Combating Rumours and Cybercrimes. See the Terms of Service, Section 5.

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