Arakan

For companies

ComplyYour compliance managerGovernGovernance and board compliance

For firms serving clients

OnboardClient onboarding (KYC/CDD)ShieldClients' regulatory complianceLedgerClients' FTA complianceBecome an Arakan adviserGet clients through Arakan

For setting up

ScoutPlanning your UAE setupAtlasUAE setup reference

Screening, rules and records

VerifySanctions and PEP screeningLexaraUAE rulebook libraryVaultStatutory records storageScopeWhat applies to you
Free guidesFree zonesBusiness activitiesUAE laws and rulebooksRegulatory updates
Find the right appAll apps

Watch

Explainer videos and demosThe rules as steps, and Arakan at workLexara AcademyDFSA and VARA masterclasses

Read

Tax and compliance glossaryBriefingsCompliance scenariosLexara WeeklyThe week in UAE regulation

Use Arakan

In your AI assistantClaude, ChatGPT, CopilotHelp centreGuides for every app
All resources
Pricing
Sign inStart free
LexaraUAE law
Laws and rulebooksRegulators
UAE Corporate Tax lawUAE AML regulationsVARA regulationsDFSA rulebookADGM FSRA regulations
UpdatesWeeklyAcademy
Search the library

In Lexara · UAE law

Laws and rulebooksRegulators
Topics
UAE Corporate Tax lawUAE AML regulationsVARA regulationsDFSA rulebookADGM FSRA regulations
UpdatesWeeklyAcademy
Apps

For companies

ComplyGovern

For firms serving clients

OnboardShieldLedgerBecome an Arakan adviser

For setting up

ScoutAtlas

Screening, rules and records

VerifyLexaraVaultScope

Free guides

Free zonesBusiness activitiesUAE laws and rulebooksRegulatory updates
Find the right appAll apps →
Learn

Watch

Explainer videos and demosLexara Academy

Read

Tax and compliance glossaryBriefingsCompliance scenariosLexara Weekly

Use Arakan

In your AI assistantHelp centre
All resources →
Pricing
Start freeSign in
Central Bank of the UAE · Rulebook
CBUAE Establishment of an Ombudsman Unit Regulation

Central Bank of the UAEchapter by chapter

Establishment of an Ombudsman Unit Regulation ("Sanadak"). Every article with a plain-English summary, and answers to your questions cited to the exact article.

Search the library Ask a regulatory question

Free to start · 7,000+ articles indexed · AI-cited answers

7

Articles

3

Chapters

CBUAE

Issuing authority

AI

Cited answers from article text

Central Bank of the UAE is one of the rulebooks issued by the Central Bank of the UAE. For compliance officers, legal teams, and advisors working under this regime, finding the right article quickly matters. Lexara indexes the full text of CBUAE Establishment of an Ombudsman Unit Regulation and makes it searchable two ways: full-text and keyword search for rapid lookup, and AI Explorer for natural-language questions answered with citations to the exact article.

CBUAE Establishment of an Ombudsman Unit Regulation contents

7 articles in 3 chapters, each with a plain-English summary by Arakan. The full text of every article is in the Laws Browser.

CBUAE Ombudsman Unit Regulation (Sanadak)

5 articles
  1. Article 4.1.2(3)Article 4.1: Eligible Complaints - Internal Response Timeframe

    The Ombudsman Unit cannot accept a complaint until the financial institution or insurer has had at least 30 complete business days to give a written final response.

  2. Article 4.3.1-4.3.6Article 4.3: Undertaking to Comply and Cooperation Obligations

    LFIs and Insurance Companies must fully cooperate with the Ombudsman Unit, Appeals Committee and Insurance Dispute Resolution Committee, and must not obstruct, delay or provide misleading information.

  3. Article 4.3.7-4.3.8Article 4.3: Consumer Notification of Ombudsman Unit Rights

    LFIs and Insurance Companies must notify consumers in writing of their right to escalate complaints to the Ombudsman Unit, providing contact details, and may appoint a complaints representative.

  4. Article 4.10.3Article 4.10: Compliance with Determinations

    LFIs and insurance companies must comply with ombudsman, appeals committee, or insurance dispute resolution determinations within the set period and report compliance in writing within 14 business days, or face enforcement.

  5. Article 6.1.1-6.1.7, 6.2.1-6.2.2Article 6: Funding - Annual Levy, Case Fee and Payment Obligations

    Licensed financial institutions and insurers must pay the Ombudsman Unit annual levy and case fee within 30 days of assessment, with late charges; exemptions require undertaking not to serve consumers.

Article 4 - Complaint Resolution (Undertaking to Comply)

1 article
  1. Article 4.3.2-4.3.3-retRecord Retention — Correspondence and information provided to the Ombudsman Unit/Appeals Committee/

    Records of correspondence and information exchanged with the Ombudsman Unit, Appeals Committee or Insurance Dispute Resolution Committee in complaint reviews must be kept, with retention period unspecified.

Article 4 - Complaint Resolution (Finalization of Determinations)

1 article
  1. Article 4.10.3-retRecord Retention — Written compliance notifications evidencing action taken on Ombudsman Unit/Appea

    Compliance notifications regarding the Ombudsman Unit must be retained as per Central Bank Law recordkeeping requirements from the date of notification.

What CBUAE Establishment of an Ombudsman Unit Regulation covers

CBUAE Establishment of an Ombudsman Unit Regulation's 12 indexed articles break down by obligation type as follows.

Compliance — 8 articles

Finance — 2 articles

General — 2 articles

Topics covered

CBUAE Establishment of an Ombudsman Unit Regulation spans the following regulatory topics, as tagged by Lexara.

cbuae

ombudsman

consumer protection

sanadak

AI Explorer: ask a question about CBUAE Establishment of an Ombudsman Unit Regulation

Instead of reading through CBUAE Establishment of an Ombudsman Unit Regulation article by article, Lexara's AI Explorer lets you ask a question in plain English and get a cited answer — with the specific article referenced.

Ask in plain English — no need to know the article number in advance

Every answer cites the specific article it draws from, with a direct link

Responses include the relevant article text, not just a paraphrase

Cross-reference CBUAE Establishment of an Ombudsman Unit Regulation against other Central Bank of the UAE rulebooks in a single query

How Lexara works

Laws Browser

Browse the full article corpus for any UAE authority. Filter by law, chapter, or topic tag.

Full-text search

Keyword and semantic search across 7,000+ indexed articles from 20+ UAE regulators.

AI Explorer

Ask a regulatory question in plain English. Get a cited answer grounded in the actual statutory text.

Trigger layer

Structured deadline data per article — event type, offset, recurrence. No manual calendar parsing.

Common questions

What is Central Bank of the UAE?

Central Bank of the UAE is issued by the Central Bank of the UAE. It has 7 articles across 3 chapters.

What does CBUAE Establishment of an Ombudsman Unit Regulation cover?

It is organised into: CBUAE Ombudsman Unit Regulation (Sanadak); Article 4 - Complaint Resolution (Undertaking to Comply); Article 4 - Complaint Resolution (Finalization of Determinations).

Who issues CBUAE Establishment of an Ombudsman Unit Regulation?

The Central Bank of the UAE. Always check the authority's official publication for the binding text.

Can I search CBUAE Establishment of an Ombudsman Unit Regulation and ask questions about it?

Yes. Lexara searches the full text of all 7 articles and answers plain-English questions with a citation to the exact article.

Source and use

Laws and regulations are issued and published by the relevant UAE authorities; always rely on the official text. Summaries on this page are for information only and are not legal advice.

The selection, arrangement and summaries of this library are Arakan's own work and are protected under UAE Federal Decree-Law No. 38 of 2021 on Copyright and Neighbouring Rights. Automated scraping, bulk copying or republishing of this content without Arakan's written permission is prohibited and may be an offence under UAE Federal Decree-Law No. 34 of 2021 on Combating Rumours and Cybercrimes. See the Terms of Service, Section 5.

Need help complying with CBUAE Establishment of an Ombudsman Unit Regulation?

Leave your details and a compliance adviser who works with CBUAE Establishment of an Ombudsman Unit Regulation will call you back. There's no charge to ask.

Read CBUAE Establishment of an Ombudsman Unit Regulation in the Laws Browser

All 7 articles in full, with step-by-step guidance and deadlines. Free to start.

Search the library

Free to start · No credit card required

Arakan Lexara Weekly

The week in UAE regulation, every Monday.

Key developments and what they mean, what firms are asked to do, and the deadlines coming up — from the DFSA, FSRA, VARA, CBUAE, FTA and more. Read the latest

One email a week. Unsubscribe with one click. We'll ask you to confirm first.

Read every article of CBUAE Establishment of an Ombudsman Unit Regulation →All Central Bank of the UAE rulebooks →
Arakan

UAE compliance, from company setup to filing — for UAE companies and the firms that serve them. 11 apps on one company record.

Platform

  • Product
  • Solutions
  • All apps
  • Use in Claude, ChatGPT, Copilot
  • Explainers and demos
  • Help centre
  • Start free
  • Pricing
  • Security
  • Careers

Resources

  • Briefings
  • Tax and compliance glossary
  • Compliance scenarios
  • Free zone guide
  • Jurisdiction guide
  • Academy and certification

Free tools & guides

  • Free zone rules and tax
  • Free zone costs and visas
  • Mainland licence activities
  • Business activity look-up
  • Laws and rulebooks
  • Regulators
  • Regulatory updates
  • Arakan Lexara Weekly

Legal

  • Privacy Policy
  • Terms of Service

11 apps

Comply

Your compliance manager

Govern

Governance and board compliance

Onboard

Client onboarding (KYC/CDD)

Shield

Clients' regulatory compliance

Ledger

Clients' FTA compliance

Scout

Planning your UAE setup

Atlas

UAE setup reference

Verify

Sanctions and PEP screening

Lexara

UAE rulebook library

Vault

Statutory records storage

Scope

What applies to you

Business setup by activity

All 2,100+ activities
Trading & ServicesManufacturingReal Estate & Business ServicesPersonal & Social ServicesTransport, Storage & LogisticsConstruction & ContractingFinancial ServicesVirtual AssetsHealth & Social WorkEducationAgriculture & FishingProfessional & Technical ServicesAccommodation & Food ServicesMining & QuarryingUtilities & Energy
Free zone setup costsFree zone price indexSetup cost calculatorMainland vs free zoneWhich zones permit your activity

UAE free zones by emirate

View all
Dubai
DMCCDIFCJAFZADAFZADSODWCDICDubai Media CityDHCCIFZAMeydanDSCDPCDKPDOCDSPD3DIACDCCDubai Maritime CityDWTCGDP
Abu Dhabi
ADGMKEZADMCFZtwofour54ADAFZICADAAIAFZ
Sharjah
SPCSHAMSHFZASAIFSRTIPSHCC
RAK
RAKEZRAK DAO
Ajman
ACMFZAFZAMC
Fujairah
FOIZFCCFFZ
UAQ
UAQIZUAQ FTZ

© 2026 Arakan. DIFC, Dubai, UAE.

Arakan-managed document storage: AWS me-central-1 (UAE).