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  1. Home
  2. ›Free zones
  3. ›Costs and visas
  4. ›AFZ

Ajman Free Zone (AFZ): setup cost, visas and licences

Ajman · Ajman Port & FZ Authority · Est. 1988

FreelancersE-commerceTrading SMEsCost-sensitive startups

Ajman Free Zone (AFZ) is one of the UAE’s longest-standing mainstream free zones, offering packages starting from AED 5,555, up to 10 visa allocations, and moderate corporate banking access. Built for practical cost efficiency, it provides over 3,500 licensed activities, flexible office solutions, and direct proximity to Ajman Port as well as Dubai and Sharjah airports. AFZ is ideal for e-commerce, trading, consulting, and small businesses that prioritize low overheads and digital setup processes over a Dubai address.

Set up in AFZ: talk to an adviser Visa and renewal costs

Fees last checked June 2026 · Licensing authority: Ajman Port & FZ Authority. Fees change, so confirm the current amount with the authority before you pay.

From

AED 5,555

Year 1

Quick facts

Registered companies20,000+
Processing time5–5 days
Banking difficultyModerate
Dependent visasAllowed

Pricing packages

Starter No Visa Package

AED 5,555

— · Flexi Desk · 0 visas

Renews at AED 5,555

Starter 1 Visa Package

AED 13,159

— · Flexi Desk · 1 visa

Renews at AED 7,759

Estimated

Growth 2 Visa Package

AED 17,713

— · Flexi Desk · 2 visas

Renews at AED 8,113

Estimated

Team 3 Visa Package

AED 22,267

— · Flexi Desk · 3 visas

Renews at AED 8,467

Estimated

Advisory Estimate

AED 10,150

— · 0 visas

Renews at AED 7,000

Estimated

AFZ visa, renewal and office costs

Typical setup costAED 7,500 – AED 13,000
Annual renewalAED 6,000 – AED 10,000
Visas per desk3
Most visas in a published package3 (Team 3 Visa Package)
Dependent (family) visaAED 3,500
Minimum share capitalNone for a standard company
Office rentabout AED 120/sq ft a year
Warehouse rentabout AED 65/sq ft a year

No physical office required for the e-commerce package; low-cost flexi/virtual formats are common, though some activities and higher visa quotas require a private office or other facility.

Business activities in AFZ

AFZ suits trading, tech and media businesses. Confirm your exact activity is on the zone's list before you apply.

Comparing with a mainland licence? Trading & Services · Transport, Storage & Logistics · IT & Media · Professional & Technical Services

Features

Mainland trading

No

Dual licence allowed

No

Crypto-friendly

No

Shared ownership

Yes

Coworking available

Yes

Online portal

Yes

Audit required

Yes

Tax and compliance analysis

Substance

Medium

Audit risk

Standard

Forensic ease

6/10

High-Agility SME Hub; The Small Business Relief (SBR) Optimization Node.

AFZ is one of the UAE's legacy hubs, offering a hybrid of Non-Designated Zone spaces and a strict Designated Zone for manufacturing and warehousing. For 2026, the forensic challenge centers on 'Cross-Border Logistics Reconciliation.' Because AFZ interfaces directly with Ajman Port, the FTA heavily audits physical Bills of Entry against internal inventory accounts. Any structural failure to reconcile physical stock with your corporate ledger instantly jeopardizes the 0% Qualifying Income status.

Statutory basis

Compliance centers on the 'Main Management and Control' tests. For 0% eligibility, entities must prove Core Income-Generating Activities (CIGA) are localized in Ajman, while those opting for SBR must monitor the AED 3M 'Revenue Ceiling' across all related parties.

Compliance roadmap

  1. Revenue Ceiling Monitoring: Implementing real-time tracking to ensure the AED 3M SBR threshold is not breached across related entities
  2. Lease & Substance Verification: Ensuring physical goods handling and 'Main Management' are anchored to an AFZ physical office or warehouse
  3. Quarterly VAT-to-CT Reconciliation: Cross-referencing e-commerce sales data with VAT returns to justify 'Qualifying' vs 'Non-Qualifying' income

Common pitfalls

  • Incorrect 'Small Business Relief' (Art. 21) claims by members of a Multinational Enterprise (MNE) Group
  • Co-mingling B2C mainland sales (9% tax) with global B2B export revenue (0% tax)
  • Artificial separation of business activities to stay below the AED 3M revenue threshold

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Tax and compliance

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Want help setting up in AFZ?

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Common questions

How much does it cost to set up in AFZ?

The cheapest published package for Ajman Free Zone is Starter No Visa Package at AED 5,555 for Year 1, renewing at AED 5,555. Costs scale with visa count, office type, and licensed activities.

How long does AFZ setup take?

Typical processing time is 5–5 business days, though bank account opening usually adds further time.

Is banking easy to set up with a AFZ licence?

Banking difficulty for AFZ is rated "Moderate". Known banking partners include Ajman Bank, RAKBANK, Mashreq, Ruya Bank, Emirates Development Bank.

How many visas can I get with a AFZ licence, and what do they cost?

AFZ allows 3 visas per desk. Published packages include up to 3 visas (Team 3 Visa Package, AED 22,267 for Year 1). A dependent (family) visa costs about AED 3,500.

How much is the AFZ licence renewal each year?

Annual renewal runs from AED 6,000 to AED 10,000, depending on the package, office and visa count.

What is the minimum share capital in AFZ?

AFZ sets no minimum share capital for a standard company, though some activities and entity types carry their own requirement.

Do I need a physical office in AFZ?

No physical office required for the e-commerce package; low-cost flexi/virtual formats are common, though some activities and higher visa quotas require a private office or other facility.

Can a AFZ company trade on the UAE mainland?

Not directly. A AFZ company trades inside the zone and abroad; selling to mainland customers usually needs a distributor or a separate mainland licence.

AFZ might be right — or your business might need something else entirely

Tell Scout what your business does and how many visas you need. It prices every zone that can license you, this one included, from the fees each publishes. Your shortlist is free.

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DMCCDIFCJAFZADAFZADSODWCDICDubai Media CityDHCCIFZAMeydanDSCDPCDKPDOCDSPD3DIACDCCDubai Maritime CityDWTCGDP
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